FHA: Are you looking for a new solution for those challenged borrowers? How about working for a company that can underwrite its own FHA loans. Not a correspondent FHA lender but a Non-Supervised FHA lender using its own DE underwriters to approve loans. FHA is that government-insured loan that helps people with challenged credit get a loan with very little down-payment and is perfect for first time home buyers.
	Reverse Mortgages: If you think the refinance business has dried up…think again! My Mortgage Company is one of the top Reverse Mortgage companies in the country. We didn’t get in this business this year. We have the training, tools and systems to show you how to master this emerging business.
	Fannie Mae and Freddie Mac: The majority of our business is sold to these quasi-government agencies. It is our sweet spot! We have relationships with the top correspondent and Wall Street lenders in the industry. We have delegated underwriting and enjoy top tier pricing with each of these relationships.
	Jumbo’s: Next to the agency products these are our most popular products. As a Denver based organization with product demands from the resort areas of Aspen, Vail and Steamboat we excel in Jumbo’s. We have loans from our correspondent and Wall Street partners and portfolio products from some of the top boutique lenders in this business.
	Portfolio Products: As our bank initiative comes to fruition we will soon be able to provide our own HELOC’s and combo Seconds. Construction Loans, commercial loans, and Business Lines-of-Credit are on the horizon. Today we have solutions with our network of over 100 lenders to provide you solutions for all types of loans.
We expect that demand for mortgages will shift from fixed-rate products in low interest rate periods to adjustable rate products in increasing or higher rate environments. Our ongoing attention to the product line is of paramount importance. My Mortgage Company works continuously to make available the loan products that are most in demand by consumers and to provide competitive rates and fees. When there is a product that we do not provide through our existing product line, our Mortgage Advisor's are authorized to broker such loans to third parties